AVGS start-up coaching · Hamburg
Start Your Business for Free with AVGS Coaching in Hamburg
Do you receive unemployment benefit I (ALG I) or basic income support (Grundsicherungsgeld, formerly Bürgergeld) and want to become self-employed? We support you online with your business plan, financial planning and AVGS application – after written approval, with no personal contribution.
€0
Personal contribution after written approval
500+
Start-ups
4.9 stars
on Google
Since 2018
Experience
- AVGS program through the AZAV-certified provider UW Unternehmensweg GmbH
- 100% online & nationwide
- Personal support instead of an anonymous platform
- Free & non-binding
- Reply within 24 hours
- No obligation
What Is AVGS Coaching in Hamburg?
AVGS coaching in Hamburg is start-up coaching that you use with an Activation and Placement Voucher (Aktivierungs- und Vermittlungsgutschein, AVGS, § 45 SGB III) from the Employment Agency (Agentur für Arbeit) or Jobcenter responsible for Hamburg. Once approved in writing, it comes with no personal contribution. The voucher is a discretionary benefit (Ermessensleistung). The program is delivered online by the AZAV-certified UW Unternehmensweg GmbH (Z-000392-2); the initial consultation (30 minutes) is free of charge.
In Hamburg, the Employment Agency has seven locations, one in each district. The Jobcenter team.arbeit.hamburg is, by its own account, the largest Jobcenter in Germany and has 16 locations for the city’s neighborhoods; which one applies to you depends on where you live. The route to the voucher is described in the section AVGS in Hamburg.
- Reviewed by Pavel Deuble, start-up consultant
- Last updated:
Qualifications & experience
Your project in experienced hands.
Our credentials and track record at a glance.
4.88 / 5
92 reviews on ProvenExpert
As of September 2026
750+
business plans written
Since 2018
Registration
BAFA register of consultants
Pavel Deuble, management consultant
Consultant ID 191790
What does this mean for you?
Federal Office for Economic Affairs and Export Control (BAFA). Pavel Deuble, consultant ID 191790. Your BAFA-funded consulting must be provided by a listed consultant.
Provider approval
AZAV-approved provider
UW Unternehmensweg GmbH, our sister company
AZAV provider approval Z-000392-2
What does this mean for you?
AVGS programs may only be delivered by approved providers. Our sister company UW Unternehmensweg GmbH, Leverkusen, takes care of this.
Our service
KfW financing support
We put together the documents for your loan application, which your house bank forwards to KfW, and prepare you for the bank meeting.
In practice: Since 2018 we have written more than 750 business plans. 99% of the start-up grant (Gründungszuschuss) applications we supported were approved (internally documented). The start-up grant is a discretionary benefit under § 93 SGB III; the Employment Agency decides on approval.
Track record & funding notes
Listed in the BAFA register of consultants; AVGS programs through the AZAV-certified provider UW Unternehmensweg GmbH
4.88 out of 5 on ProvenExpert
Based on 92 reviews on ProvenExpert (as of October 2026).
Your benefits
Why Choose Unternehmenswerk for Your AVGS Coaching in Hamburg?
100% funded after written approval
With an AVGS voucher you pay no personal contribution at all.
AZAV-certified
Programs through the certified UW Unternehmensweg GmbH (Z-000392-2).
500+ approved applications
A proven track record from supporting founders since 2018.
Personal support
A dedicated team of consultants instead of an anonymous hotline, personally for you.
BAFA-registered
Pavel Deuble, consultant ID 191790
100% online
Via Zoom or Teams, with no travel and at flexible times that suit you.
Since 2018
Experience you can trust.
How it works
AVGS Coaching in Hamburg: How Does It Work?
If you receive unemployment benefit I (ALG I) in Hamburg and are planning to become self-employed, you can apply for an Activation and Placement Voucher (AVGS) at the Jobcenter or the Employment Agency in Hamburg. Funded coaching in five steps:
Apply for the AVGS
Submit your AVGS application to the Jobcenter or the Employment Agency in Hamburg (main office: Kurt-Schumacher-Allee 16, 20097 Hamburg (St. Georg)).
Receive the voucher
If approved, you receive a voucher for up to 120 teaching units, 100% funded after written approval.
Choose a provider
Redeem the voucher with an AZAV-certified provider, for example UW Unternehmensweg GmbH (provider certificate Z-000392-2).
Get coached online
We deliver the coaching entirely online: business plan, financial plan, marketing, via Zoom or Teams, at flexible times.
Secure the start-up grant
With a finished business plan and an expert opinion (fachkundige Stellungnahme), you apply for the start-up grant.
Who is it for?
Am I Eligible for an AVGS?
In 3 short steps, check whether you meet the requirements for an AVGS.
Your 3-step check
Non-binding
Do you receive ALG I or basic income support (Grundsicherungsgeld, formerly Bürgergeld)?
Unemployment benefit I or basic income support (ALG II)
Are you planning to become self-employed?
You have a business idea or want to start a business.
Does your placement specialist see a need for counseling?
The specialist decides this during the conversation.
Not sure? Do not worry. In the free initial consultation we clarify your situation and answer all your questions.
The AVGS is a discretionary benefit, not a legal entitlement.
We support you personally and as equals.
Check first, then apply. We support you.
We check your eligibility free of charge and without obligation in the initial consultation.
Local expertise
Hamburg: A Strong Location for Your Start-Up
Central location, strong industries, and good networks: Hamburg offers ideal conditions for your self-employment. We support you throughout, entirely online.
Photo: Tony Webster · CC BY 2.0
After Berlin and Munich, Hamburg is one of the most important start-up regions in Germany, with a strong focus on the port and logistics industry, media and publishing, the creative industries, e-commerce, and services. Around 84% of employees work in the service sector. Hamburg benefits from its location in the north, the international port, and an active start-up scene around HSBA and betahaus. Pavel Deuble and his nationwide team have supported many founders from Hamburg in these industries, entirely online and regardless of location.
Funding landscape in Hamburg: IFB Hamburg
The Hamburg Investment and Development Bank supports start-ups with loans and grants. We know the routes and make your application bankable.
We support founders in Hamburg and the surrounding area, including Norderstedt, Pinneberg, and Ahrensburg, entirely online and regardless of location.
Trade tax in Hamburg: municipal multiplier of 470%
The city of Hamburg levies trade tax (Gewerbesteuer) at a municipal multiplier (Hebesatz) of 470% (as of 2026, source: Hamburg Finance Authority (Finanzbehörde)). The multiplier determines how much trade tax is due on your profit and therefore belongs in every financial plan.
Sole proprietorships and partnerships have an allowance of €24,500 of profit per year. The tax office (Finanzamt) also credits a large part of the trade tax against income tax, up to 4.0 times the tax base amount (§ 35 EStG). Freelancers, such as physicians, architects, or journalists, do not pay trade tax.
Example calculation with €60,000 profit per year
- Sole proprietorship: €5,840 trade tax. Up to €4,970 of this can be credited against income tax, leaving an additional burden of around €870.
- GmbH (limited liability company; no allowance, no credit): €9,870 trade tax.
Simplified calculation without add-backs, solidarity surcharge, and church tax; the credit is also limited to the income tax attributable to business income. This does not replace tax advice. In your business plan we calculate with your municipality’s multiplier. Which legal form makes financial sense for you is shown by the legal form finder (Rechtsform-Finder).
Starting a business in Hamburg: facts and figures
The table summarizes how many businesses are registered in Hamburg and its seven districts, how many people are registered as unemployed, and how many receive a start-up grant. We retrieved the figures on October 16, 2026, from the Statistikamt Nord (the statistics office for Hamburg and Schleswig-Holstein), the Federal Employment Agency, and hamburg.de.
| Key figure | Value | Source |
|---|---|---|
| Business registrations 2025 | 20,716, including 18,804 new establishments (2024: 21,067 registrations) | Statistikamt Nord, business notifications in Hamburg 2025 |
| Registrations by district 2025 | Mitte 5,125, Wandsbek 4,152, Nord 3,619, Altona 2,716, Eimsbüttel 2,405, Harburg 1,499, Bergedorf 1,200 | Statistikamt Nord, business notifications in Hamburg 2025 |
| Business deregistrations 2025 | 13,562, including 11,828 complete closures of a business | Statistikamt Nord, business notifications in Hamburg 2025 |
| Unemployed in September 2026 | 95,524 (rate 8.4%), of which 36,091 with the Employment Agency (SGB III) and 59,433 with the Jobcenter (SGB II) | Employment Agency Hamburg, labor market report September 2026 |
| People receiving the start-up grant | 902 in September 2026 (provisional), 798 a year earlier | Federal Employment Agency, labor market report Hamburg September 2026 |
| Inhabitants | 1,869,473 on December 31, 2025 | Statistikamt Nord |
| Fee for business registration | €25, for partnerships €25 per partner | Fee regulations for business administration (Gebührenordnung für die Wirtschaftsverwaltung), hamburg.de |
| Trade tax multiplier | 470%, unchanged since 1996, set for 2026 on April 21, 2026 | Hamburg Finance Authority |
The business statistics also include takeovers and relocations, while freelancers are missing. Since June 2025, the Statistikamt has been cleaning up the business notifications by removing outdated and late notifications; this mainly affects deregistrations, so their decline in 2025 is not a reliable trend.
Apply for the AVGS
Your Point of Contact in Hamburg
Where you apply for your AVGS depends on your benefit: ALG I recipients go to the Employment Agency; people receiving basic income support go to the Jobcenter Hamburg.
Employment Agency (Agentur für Arbeit) & Jobcenter Hamburg
For ALG I
Employment Agency (Agentur für Arbeit) Hamburg
Kurt-Schumacher-Allee 16
20097 Hamburg (St. Georg)
0800 4555500
For basic income support (ALG II)
Jobcenter Hamburg
Your local Jobcenter is responsible for people receiving basic income support. The right office for you depends on where you live.
team.arbeit.hamburg: 16 locations by neighborhood
040 2485 1444
Further offices
Hamburg-Altona, Kieler Str. 39, 22769 Hamburg
Hamburg-Eimsbüttel, Eppendorfer Weg 24, 20259 Hamburg
Hamburg-Wandsbek, Pappelallee 30, 22089 Hamburg
Hamburg-Bergedorf, Johann-Meyer-Str. 55, 21031 Hamburg
Hamburg-Harburg, Harburger Ring 35, 21073 Hamburg
Hamburg-Nord, Langenhorner Chaussee 92-94, 22415 Hamburg
Important: Issuing the AVGS is at the discretion of your caseworker. In-person visits are by appointment only. We prepare you flexibly online for the conversation.
30 minutes before your AVGS appointment: just for you
In the free initial consultation we clarify together:
- What do you need to tell your caseworker?
- Which documents do you need?
- How do you make a convincing case at the appointment?
Online via Zoom or by phone, at flexible times that suit you.
AVGS in Hamburg: Employment Agency or team.arbeit.hamburg
Hamburg divides the route according to your benefit: with unemployment benefit I, you are with the Employment Agency Hamburg; with basic income support, with the Jobcenter team.arbeit.hamburg, a joint institution of the city and the Employment Agency. In Hamburg, both offices issue an AVGS for “introduction to self-employment” (Heranführung an eine selbständige Tätigkeit); in the law, it is found in § 45 para. 1 sentence 1 no. 4 SGB III, in conjunction with § 16 SGB II for the Jobcenter. You have no legal entitlement to it; your specialist decides at their discretion.
With unemployment benefit I: Employment Agency Hamburg
- In addition to the main agency at Kurt-Schumacher-Allee 16, there are offices in Altona, Bergedorf, Eimsbüttel, Harburg, Nord, and Wandsbek. Which one is responsible for you depends on your postal code and, in some cases, on your street.
- In-person visits are only possible with an appointment, which you book online. The agency promises an available appointment within three working days, also as a video call on request. On Tuesdays from 7:45 a.m. to 12:45 p.m., you can come to the entrance areas without an appointment.
- For urgent matters such as registering as unemployed, there is the service unit at Nagelsweg 9, open Mon, Tue, Thu, and Fri from 7:45 a.m. to 12:45 p.m.
- More people in Hamburg are using the start-up grant than a year ago: 902 in September 2026 compared with 798.
With basic income support: Jobcenter team.arbeit.hamburg
- The location for your neighborhood is responsible; the Jobcenter’s location search shows you which one. Since October 7, 2026, St. Pauli has belonged to the Mitte location. Veddel, Kleiner Grasbrook, and Steinwerder belong to Wilhelmsburg, and Finkenwerder and Waltershof to Süderelbe.
- If you are already self-employed, you are supported citywide at the location for self-employed people at Weidestraße 120a. For the start-up itself, the location for where you live remains responsible.
- The Jobcenter pays the entry allowance (Einstiegsgeld) for self-employment at its discretion and, according to its funding page, usually for a maximum of twelve months; the law allows up to 24. You apply for it informally before you start; there is no legal entitlement to it.
- You can reach the ServiceCenter at 040 2485 1444 (Mon–Thu 8:00 a.m.–6:00 p.m., Fri 8:00 a.m.–2:00 p.m.). Advice is given by appointment only; appointments, messages, and documents can also be handled via the KontaktCenter and jobcenter.digital.
Handelskammer, district office, and tax office in Hamburg
- The Handelskammer Hamburg (Hamburg Chamber of Commerce) issues the viability certificate (Tragfähigkeitsbescheinigung) for the start-up grant for €50 including VAT, but only for commercial start-ups that belong to the chamber. You apply for it via the online tool “Unternehmenswerkstatt Deutschland”; processing takes at least 14 days.
- There is no central trade office in Hamburg. You register your business with the district office (Bezirksamt) where your business is located or online via HamburgService (the city’s online service portal); the Handelskammer also accepts registrations of businesses that do not require a permit, and the Chamber of Crafts accepts those of craft businesses.
- Hamburg has ten regional tax offices, responsible by neighborhood. The Tax Office Hamburg-Mitte only covers Altstadt, Neustadt, and the western part of HafenCity; all of them can be reached at 040 115.
Local overview
Advice & Contact Points for Founders in Hamburg
If you start a business in Hamburg, you have several official contact points: from funding to registration to tax registration. Here is an overview of who is responsible for what.
Start-up advice in Hamburg: hei., chambers, and IFB
For the first steps, Hamburg has four further contact points that, by their own account, mostly offer advice free of charge. During Start-up Week Germany (Gründungswoche Deutschland), the Handelskammer invites you to an information day on starting a business on November 16, 2026: from 10:00 a.m. to 1:00 p.m. on the business plan, funding, and trade law, and from 2:30 p.m. to 4:00 p.m. on taxes.
hei. Hamburger ExistenzgründungsInitiative
Funded by Hamburg’s Ministry of Economic Affairs (Wirtschaftsbehörde), a project of the Lawaetz Foundation since 2026. Free initial advice at 040 3999 3636 and expert sessions on the business plan, the start-up grant, funding, and taxes; the workshops cost €40.
Handelskammer Hamburg
Adolphsplatz 1, start-up advice 040 36138-128 (Mon, Wed, and Thu 9:00 a.m. to noon). On October 27, 2026, a free online workshop explains how to structure your business plan and financial plan, expressly also for the start-up grant application.
Handwerkskammer Hamburg
Holstenwall 12, business management advice 040 35905-361: by its own account, free start-up advice on capital requirements, financing, profitability, and liquidity for start-ups in the skilled crafts.
IFB Hamburg, Beratungscenter Wirtschaft
Besenbinderhof 31, phone 040 248 46-533. You apply for the Hamburg-Kredit Gründung und Nachfolge through your house bank, and for the Hamburg-Kredit Mikro of €5,000 to €25,000 directly at the IFB if your bank has declined and you are starting a business as your main occupation.
There is no general Hamburg start-up scholarship; the IFB’s InnoFounder grant is intended for innovative, mostly digital start-ups. The guidelines do not specify whether an IFB program is possible alongside unemployment benefit I, basic income support, or the start-up grant; ask the IFB and the Employment Agency or Jobcenter before you apply. Once your AVGS is approved, we work with you in start-up coaching on a business plan that plans revenue and liquidity for 24 months, as the Handelskammer requires for its certificate.
We take care of navigating these offices for you.
Expert opinion, bankable business plan, and preparation for the Employment Agency, Jobcenter, or bank: through AVGS coaching in Hamburg, 100% funded after written approval.
Get started
Your First Step to a Successful Start-Up
Clarity in 30 minutes: we answer your questions about AVGS, funding, and starting a business, 100% free and non-binding. Online.
Free initial consultation
- Your AVGS eligibility
- The best application process
- How to convince your caseworker
Pavel Deuble & team
more than 500 successfully approved applications
AVGS coaching through an AZAV provider
- AZAV-certified: UW Unternehmensweg GmbH
- “Businessweg” – start-up coaching (120 teaching units)
- “JobWeg” – applicant & job coaching (80 teaching units)
Clarity for
your start
100% online
via Zoom or by phone
Flexible
evenings also possible
Frequently asked questions
Frequently Asked Questions About AVGS Coaching in Hamburg
Sources for the Information on Hamburg
For Hamburg, we checked the information with the Employment Agency, the Jobcenter, Statistikamt Nord, the chambers, and the IFB on October 16, 2026; here are the most important sources, and further details come from the offices named in the text.
AVGS Coaching in Neighboring Cities
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Knowledge that helps
The Most Important Articles for Your Application
Your Next Step into Self-Employment
We check your AVGS eligibility in Hamburg free of charge and show you how to submit your application successfully.
Free initial consultation
Non-binding & approx. 30 minutes
100% flexible
Online via Zoom or by phone
Personal support
No call center, but real consultants
Reply within 24 hours